Financials

Home / Portfolio Services  / Financials

assetlistaccounting

You can’t know where your business is going if you don’t know where it stands.

We believe that no commercial loan application should be denied. This does not mean that everyone who asks should get approved; it means that if you are applying for capital, you already know that you qualify. If you are one of the 60% lacking collateral or with a low credit score, you should not be working on applications, you should be addressing these issues. And if you you are one of the 30% with weak performance or, worse yet, of the 19% who don’t know why their loan was declined, then you need to focus on your firm’s financial oversight and reporting.

An accurate accounting package allows you to capture the data you require to know your company’s operations and finances. Simply put, it helps you see how you’re doing. If you need capital, you know immediately whether you qualify. You know where you need to focus, what you need to emphasize, and the strengths and weaknesses of your application. Not to mention, submitting noncompliant or inaccurate financial statements will turn away investors and financial institutions.

However, this is not the whole story. How you classify your expenses, how you determine depreciation and amortization, how you show your available cashflow, these are some of the critical decisions that can mean the difference between getting funded or not. LIST Ventures has extensive familiarity with the requirements of lenders, and structures your reporting to communicate the state of your business to financial institutions.


Want to learn more?
Read our case studies and industry reports.