Tax Preparation and Planning

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Today, you have a 1 in 2 chance of receiving the commercial capital you require to grow your business. In the majority of cases, banks decline business loans due to insufficient cash flow or inadequate collateral, both of which they determine from your latest tax return. This makes your tax returns a key document in your application for commercial capital.

Funding your business is a partnership of mutual risk for mutual returns.

An application for capital is a joint venture undertaken by your funders and yourself. For a growth business, this requires three key elements that minimize risk and maximize outcomes: first, agreement from your funder that your expansion will be supported by the market and therefore increase your revenue. Second, sufficient existing cash flow to cover the loan repayment, that is, the ability to repay the loan even if your revenue does not increase. Third, documentation that certifies this repayment ability; in other words, your tax returns.

How you file your tax returns is key to your application for capital. This might seem like a straightforward proposition but it’s not: most tax preparers have a fiscal duty to maximize revenue for shareholders and therefore minimize your tax liabilities. In order to do this, tax preparers seek to lower your net profit so that you only pay minimal taxes. While this strategy helps decrease your tax liabilities, it also negatively impacts your profile to potential funders. After all, why invest in your company if your tax returns do not show the ability to repay the investment?

Your tax returns are a tool for growth.

At LIST Ventures, our focus is Access to Capital. This entails a double duty to maximize your revenue opportunities AND growth potential. In order to accomplish this, we look at your tax returns differently. Certainly we seek to minimize your tax liabilities to the greatest extent possible. However, we don’t do this at the expense of your growth potential. We work with you to determine your capital needs and, with this foundational premise, assist in filing tax returns that show repayment ability for this capital injection.

Our process is based on the development of a Business Plan that measures your growth opportunities, establishes a goal for capital infusion, and assists in filing tax returns that certify repayment ability. By incorporating both Accounting and Loan Packaging services to our core proposition, we ensure that you remain on track toward your Access to Capital goals. Once your tax returns are filed, we take you from application to funding!


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